Singapore’s HDB BTO Scheme: A Pathway to Affordable Homeownership For many Singaporeans, the HDB BTO scheme represents an important opportunity to own a home affordably. Run by the Housing & Development Board (HDB), the BTO process involves launching new flat projects based on demand levels. The application process requires interested https://hdbbto275434333.link4blogs.com/56955730/hdb-bto-27-54